Acumen Technologies offers the ideal and stout middleware solution for the banks in India who are participants in the RTGS (Real Time Gross settlement) and NEFT system. This system will link various payment and settlement systems of the bank with Participant Interface and NEFT Server, and will function in an online real time environment.
PH inter-connects banks, hosts Payment Gateways and vice versa. PH is built on an open, J2EE technology. The integration is primarily done using IBM WebSphere MQ, a message oriented middleware application. It also supports file based system.
The system supports processing of SWIFT, RTGS and NEFT messages for end to end integration with bank’s hosts and payment gateways. Support for additional message format can be done with minor customization.